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*CALCAP Advisor’s investments are only open to accredited investors as the term is defined by the Securities Act of 1933 under Rule 501 of Regulation D. Generally speaking an accredited investor is an individual who individually, or jointly with a spouse, has a net worth that exceeds $1 million, excluding the value of the primary residence. A person may also qualify as an accredited investor with an income exceeding $200,000, or $300,000 jointly with a spouse, for each of the two most recent years and a reasonable expectation of the same level of income in the current year.